Our client, a man whose home was damaged when a severe storm passed through Houston, Texas, was forced to file a lawsuit against Allstate Vehicle and Property Insurance Company and its adjuster after they conducted a substandard and improper inspection of our client’s property, grossly undervaluing the cost of repairs and deliberately yielding an unrealistic amount to underpay coverage.
January 8, 2016 Storm
On January 8, 2016, a severe wind- and hailstorm bombarded Harris County, Texas, tearing through neighborhoods and destroying homes as it went. Our client celebrated the New Year picking up the pieces of his broken home. His home suffered severe damage to the roof and exterior, as well as some rooms of the interior. After the storm, the man quickly submitted a claim to Allstate, hoping his insurance company would help him get his life back in order.
Allstate Vehicle and Property Insurance Company Home Insurance Claim
Allstate assigned one of its adjusters to inspect the property and adjust the claim. The adjuster knowingly conducted a subpar investigation, refusing full coverage and estimating damages to total about $2,300, which, after the deductible, left our client without the necessary recovery to make repairs to his home.
The third-party expert hired after the insurance company’s fraudulent inspection found a litany of damages that were either conveniently absent or undervalued in Allstate’s estimate.
The damage to our client’s property is currently estimated at $28,200.
Allstate’s adjuster intentionally undervalued our client’s claims in order to maintain her job, misrepresenting the amount of damage in the hopes that our client would simply rely on her expertise and fraudulent estimate as a true representation of the property’s damages.
Because of Allstate Vehicle and Property Insurance Company’s fraud, our client was unable to complete any meaningful repairs to his home, which resulted in even more damage. He was forced to retain an attorney to pursue his claim for insurance benefits. On September 22, 2016, the Chad T. Wilson Law Firm filed suit, on behalf of our client, against Allstate Vehicle and Property Insurance Company for fraud, breach of contract, and violations of the Texas Insurance Code and the Texas DTPA.
Texas Property Insurance Lawyers
If your homeowner insurance carrier has denied your insurance claim, we can help. The experienced property insurance attorneys at Chad T. Wilson Law Firm have represented more than 1,000 clients in cases against insurance companies and aggressively protect the rights of insurance policyholders. Our consultations are free, and you owe us nothing until your case is won. Contact us today to see how we can help.