Houston Woman Finds Out Liberty Insurance Denied Her Claim

Our client, a woman whose home was damaged in a severe storm, recently filed a lawsuit against Liberty Insurance Corporation and its adjuster. Liberty conducted a substandard and improper inspection of our client’s property. They grossly undervalued the cost of repairs and deliberately yielded an unrealistic amount to underpay coverage.

April 27, 2016 Storm

On April 27, 2016, a wind and hailstorm blew through Harris County, tearing through neighborhoods as it went. Our client’s Houston home sustained extensive damage to the exterior, as well as to the electrical and air conditioning systems. After the storm, she promptly submitted a claim to Liberty, hoping her insurance company would help her repair her home.

Liberty Insurance Corporation Home Insurance Claim

Liberty assigned one of its adjusters to inspect the property and adjust the claim. The adjuster knowingly conducted a subpar investigation, refusing coverage. This left our client with zero recovery necessary to make repairs to her home.

The third-party expert hired after the insurance company’s negligent inspection found a litany of damages that Liberty’s adjuster conveniently left out or undervalued in his estimate.

The third party adjuster estimated the real damage to our client’s home at $28,000.

Liberty’s adjuster intentionally undervalued our client’s claims in order to maintain his job. He misrepresented the amount of damage, hoping our client would simply rely on his expertise and fraudulent estimate as a true representation of the property’s damages.

Liberty Insurance Corporation’s fraud forced our client to retain an attorney, just so she could get her roof repaired. On January 16, 2017, the Chad T. Wilson Law Firm filed suit, on behalf of our client, against Liberty Insurance Corporation. The firm is suing for fraud, breach of contract, gross negligence, and violations of the Texas Insurance Code and the Texas DTPA.

Houston Property Insurance Lawyers

If your homeowner insurance carrier has denied your insurance claim, we can help. The experienced property insurance attorneys at Chad T. Wilson Law Firm have represented more than 1,000 clients in cases against insurance companies and aggressively protect the rights of insurance policyholders. Our consultations are free, and you owe us nothing until we win your case. Contact us today to see how we can help.